HOW TOYOTA ACCESS WORKS

Toyota Access [T14]  is an easy and flexible way to put you in complete control when you’re buying a new car.

The great thing about Toyota Access is it enables you to choose the car you really want today and still keep your options open tomorrow. Whatever stage you’re at in life – going off to university, starting out on a career, settling down with a family or getting your life back as the kids leave home – you can have confidence about what’s ahead. Toyota Access puts you in the driver’s seat with certainty, flexibility and assurance.

 

You control the details

With Toyota Access, you get to choose your deposit and loan term (up to 48 months/4 years) when you buy your new or approved demonstrator Toyota and you also get to choose what to do with your car when the term is over; trade, keep or return the car.

Toyota Access takes the worry out of buying a car and provides great reassurance because right from the start, you’ll know the Guaranteed Future Value of your car. The Guaranteed Future Value [T8]    is the minimum value of your Toyota at the end of your loan, as determined by Toyota Finance. At the end of your loan term, if you decide to return your Toyota, Toyota Finance will pay you the Guaranteed Future Value which will be put towards the final payment of your car loan, subject to fair wear and tear and agreed kilometres being met.

And, because Toyota Access comes with lower monthly repayments and shorter loan periods, you can upgrade to any new or approved demonstrator Toyota without worry or hassle [T19]  .

 

At the time of purchase

 Select the new or approved demonstrator Toyota.

  1. Nominate a deposit amount, if any.
  2. Choose the loan term and number of kilometres you expect the vehicle to travel over the loan term.
  3. Toyota Finance will calculate the Guaranteed Future Value of your new Toyota.
  4. Toyota Finance will then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value.

Tailor your own package

Once you’ve chosen the vehicle you want, simply tell us if you’d like to pay a deposit (if so how much) and how long you’d like the agreement to last for.

Then you tell us the number of kilometres you expect your car to have travelled by the end of the term, known as the End Odometer. The End Odometer will also include any kilometres already on the clock. Based on this, we’ll work out the Guaranteed Future Value. So you know exactly where you stand and can confidently plan your budget, way ahead.

We’ll then put together a fixed monthly payment schedule. Obviously, the more deposit you pay the less the repayments will be. And the shorter your loan term is, the sooner you can trade up or down to a new Toyota model.

 

You decide what to do next

At the end of the agreement, you are still in control. You can decide whether to:

  1. Trade in or sell your Toyota – use the trade-in value or sale price to pay the remaining balance of your account.
  2. Keep your Toyota – simply pay the outstanding balance (including the final payment). Toyota Finance can help you refinance the balance if you don’t have the cash on hand (conditions apply).
  3. Return your Toyota – Toyota Finance will pay you the Guaranteed Future Value that was agreed at the start of your term and put it against the remaining balance owing on your account (subject to Fair Wear and Tear conditions and agreed kilometers being met).

 

[T8] The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[T14] Terms and Conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536
[T19] Lower monthly repayments compared to similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.
The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

 

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Terms and Conditions

 

[A8] Recommended drive away pricing is applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on vehicles produced March 2017 to July 2017 and purchased by 30/06/2017 or while stocks last.

[G2] Hill-start Assist Control is a driver assist technology and should not be used as a substitute for safe driving practices.

** 0% comparison rate available to approved personal applicants and a 0% annual percentage rate is available to approved business applicants of Toyota Finance to finance eligible Camry Petrol and Aurion demonstrator vehicles. Excludes Camry Hybrid. Finance applications must be received and approved between 01/04/2017 and 30/04/2017. Maximum finance term of 48 months applies. Terms, conditions, fees and charges apply. Toyota Finance reserves the right to change, extend or withdraw an offer at any time. Comparison rate based on a 5 year secured consumer fixed rate loan of $30,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[A0] Recommended drive away pricing includes metallic paint. Offer available only at participating dealers on demo vehicles produced April 2015 to December 2016 and purchased by 30/04/2017 or while stock lasts. Recommended drive away price shown includes the balance of vehicle's current registration, compulsory third party insurance (CTP), a maximum dealer delivery charge and stamp duty.

[B5] The Bluetooth® word mark is owned by The Bluetooth SIG, Inc. Not all devices will be compatible and functionality will vary depending on the device.

[B4] This is a driver assist feature only and not a substitute for safe driving practices. Driver remains responsible at all times for safe driving.

[N1] Current navigation mapping database encompasses major capital and primary national road networks as well as offering some coverage of regional areas.

[TL1] Toyota Link is available on certain vehicle models and grades only. Toyota Australia reserves the right to add, remove or modify applications. Toyota Link services rely on data from the driver's compatible mobile phone and information provided by third parties. Availability is dependent on a number of factors, including the availability of third party information, mobile service, sufficient mobile data allowance and GPS satellite signal reception. Mobile usage is at the user's cost. Compatibility with smartphones will vary according to model and operating system. Further information is provided at http://www.toyota.com.au/toyotalink

~ Primary Producer only offer includes one Premium Steel Bull Bar and dealer fitment. For more information, please speak with your dealer. Excludes Silver Fleet customers.

† Offer applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on 2017 vehicles purchased by 30/4/2017 unless extended. Accessories must be ordered at time of purchase unless otherwise agreed with Dealer. Total bonus includes cost of dealer fitment for accessories. Certain grades of vehicle may be subject to Luxury Car Tax. Toyota Genuine Accessories are not applicable to all models/grades. Consider the mass of your load to ensure you will not exceed the maximum allowable individual axle capacity, Gross Vehicle Mass and/or Gross Combined Mass of the vehicle. Refer to the current Accessories brochure or visit www.toyota.com.au for details on warranty and toyota.com.au/vehiclepayload for details on vehicle payload, to help determine Accessories suitable for your vehicle. Accessory colours shown in brochures may vary from actual colour due to the printing process.

+ Recommended drive away pricing includes metallic paint and is applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on 2017 vehicles purchased by 30/04/2017 unless offer extended.

^ Offer applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on 2017 vehicles purchased by 30/4/2017 unless offer extended. Free On Roads includes 12 months registration, 12 months compulsory third party insurance (CTP), a maximum dealer delivery charge and stamp duty.

[A] Recommended drive away pricing is applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on 2017 vehicles purchased by 30/04/2017 unless offer extended.

[A4] Recommended drive away pricing includes metallic paint and is applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on demo vehicles purchased by 30/04/2017 or while stock lasts. Recommended drive away price shown includes the balance of vehicle's current registration, compulsory third party insurance (CTP), a maximum dealer delivery charge and stamp duty.

* 0% comparison rate available to approved personal applicants and a 0% annual percentage rate is available to approved business applicants of Toyota Finance to finance eligible Camry Petrol and Aurion vehicles. Excludes Camry Hybrid. Finance applications must be received and approved between 01/03/2017 and 30/04/2017. Maximum finance term of 48 months applies. Terms, conditions, fees and charges apply. Toyota Finance reserves the right to change, extend or withdraw an offer at any time. Comparison rate based on a 5 year secured consumer fixed rate loan of $30,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[A5] Recommended drive away pricing includes metallic paint and is applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on vehicles produced October 2016 to April 2017 and purchased by 30/04/2017 unless offer extended.

[A3] Recommended drive away pricing includes metallic paint and is applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on vehicles produced January 2016 to April 2017 and purchased by 30/04/2017 unless offer extended.

[A2] Recommended drive away pricing includes metallic paint and is applicable for Private, Bronze and Silver fleet customers, and primary producers only at participating dealers. Offer available on vehicles produced January 2016 to October 2016 and purchased by 31/03/2017 or while stock lasts.